Banks

• Bank Call Reports: The Financial Pulse of the Banking Industry
  June 11, 2023
• Capital Banking in the USA: An Overview of Investment Services, Financial Instruments, and Regulations
  June 9, 2023
• CFPB Issue Spotlight Addresses Concerns About Bank Use of AI Chatbots
  June 9, 2023
• New Regulatory Rules Could Increase Bank Capital Requirements by 20%
  June 9, 2023
• ALCO meetings shouldn’t be quarterly.They shouldn’t even be monthly.And they definitely shouldn’t be run by the board.
  June 6, 2023
• How I would handle the implementation of a major API as a bank leader, knowing it would significantly change the roles of many of my employees:
  June 3, 2023
• The commoditization of core banking functions is NOT causing layoffs.
  June 3, 2023
• US Bank Deposits Saw Huge Decline in First Quarter 2023
  June 3, 2023
• Excessive COVID stimulus has led to a giant game of whack-a-mole.
  May 31, 2023
• First Citizens Confirms SVB Worker Layoffs
  May 27, 2023
• More banks will fail in the coming months.
  May 27, 2023
• Yellen Calls for Maintaining Diverse Banking Sector in U.S.
  May 25, 2023
• Powell Suggests Moderation in Further Fed Rate Increases
  May 23, 2023
• Tighter Bank Oversight Rules Expected This Summer
  May 23, 2023
• Treasury’s Yellen to Meet with Bank CEOs to Discuss Debt Ceiling Standoff
  May 18, 2023
• New CFPB Circular Warns Banks Against Unilaterally Reopening Closed Customer Accounts
  May 17, 2023
• The government’s response to COVID has had far worse consequences than they imagined…
  May 17, 2023
• FDIC Proposal Taps Big Lenders for Deposit Insurance Fund Replenishment
  May 16, 2023
• Within 5 years, core banking functions will be completely commoditized.
  May 13, 2023
• Banking used to be a scary world full of regulations that few wanted to enter.
  May 12, 2023
• New Fed Reports Point to Continuing Financial Risks for U.S. Economy
  May 11, 2023
• Open banking might be the death of many banks,
  May 11, 2023
• In-Depth analysis of First Republic Bank
  May 10, 2023
• Open banking has opened the floodgates to innovation.
  May 8, 2023
• FDIC Proposes Expanded Deposit Insurance for Businesses
  May 5, 2023
• Open banking will be the death of hundreds of banks.
  May 5, 2023
• Open banking is innovating finance at an incredible rate.
  May 4, 2023
• Failed Bank First Republic Sold to JPMorgan Chase
  May 1, 2023
• Regulators Confirm Monitoring of AI Use in Financial Sector
  May 1, 2023
• First Republic’s Future: Bank Rescue or FDIC receivership?
  April 29, 2023
• Report: Regulatory Staff Shortages Played Role in Bank Failures
  April 29, 2023
• I just hired a specific software expert at low cost within 12 hours of beginning my search.
  April 28, 2023
• Banks have a funny way of expecting more from their borrowers than they should….
  April 27, 2023
• First Republic Shares Plunge After Earnings Report
  April 26, 2023
• I did an entire month of work without getting paid.
  April 25, 2023
• Moody’s Downgrades 11 Regional Banks
  April 23, 2023
• I got over 50 Colombian data scientists to come drink beer at a bar with me.
  April 21, 2023
• The Financial Industry’s Emerging Embrace of Open Source Banking
  April 19, 2023
• Most bankers are so bad at problem-solving it’s funny.
  April 18, 2023
• IMF Economist Urges Continued Focus on Inflation
  April 14, 2023
• Visbanking Announces Release of "fdicdata" Open Source Package
  April 9, 2023
• Dimon: ‘Current Crisis Is Not Over Yet’
  April 5, 2023
• Biden Proposes Tougher Banking Regulations
  April 3, 2023
• Swiss AG Launches Investigation into Credit Suisse Acquisition
  April 3, 2023
• Looking for a business loan?
  April 1, 2023
• Make no mistake: The decision to bailout big banks IS setting a precedent right now.
  April 1, 2023
• SVB’s collapse could have been avoided.
  April 1, 2023
• Don’t be a Generalist Banker.
  March 29, 2023
• First Citizens to Buy Silicon Valley Bank
  March 29, 2023
• How does a bank decide whether or not your business qualifies for a loan?
  March 29, 2023
• Many banks intentionally stunt their own growth.
  March 29, 2023
• While working for Wells Fargo I had 90 products to sell. I only sold 6 ????
  March 29, 2023
• Community Banks rely too much on Sneaker-ware, Not enough on Software.
  March 24, 2023
• Did an SVB Insider profit off the collapse?Who at SVB knew this was coming?
  March 24, 2023
• Ever wonder how companies sell for 10X Book Value?
  March 24, 2023
• PacWest Moves to Boost Liquidity
  March 24, 2023
• If there is 1 thing I can tell you about interest rates, It’s that the current situation is NOT sustainable.
  March 21, 2023
• Sales Is Service.
  March 21, 2023
• UBS to Buy Credit Suisse in Emergency Rescue
  March 21, 2023
• Banking as a Service has major risks.
  March 19, 2023
• I have been seeing some blame shifting occurring with regards to SVB.
  March 19, 2023
• Report: UBS in Discussions for Credit Suisse Acquisition
  March 19, 2023
• Success in banking doesn’t come from hitting home runs.
  March 17, 2023
• My favorite part of being an entrepreneur:
  March 16, 2023
• Ever wonder what a bank’s balance sheet looks like?
  March 14, 2023
• How much tech do you need to know to start a tech company?
  March 14, 2023
• I don't always drink $7,000 whiskey.But when I do…It's a toast to a job well done.
  March 14, 2023
• Regulators Vow to Cover Uninsured Deposits at Failed Banks
  March 14, 2023
• Spent the day discussing Silicon Valley Bank, Silvergate Bank, Signature Bank, among others with our customers, partners and friends.
  March 14, 2023
• Class Action Suit Alleges BofA Misled Paycheck Protection Program Borrowers
  March 11, 2023
• Regulators Shut Down SVB
  March 11, 2023
• Study: Black Banks Need to Close Tech Gap
  March 11, 2023
• Why do big businesses seem to waste so much money?
  March 11, 2023
• I recently had a customer ask if they could have a copy of all our underlying data.I didn’t even hesitate to say yes.
  March 10, 2023
• Hearing business leaders complain about their talent pool drives me INSANE!
  March 8, 2023
• Teaching my daughter to ski in just a day and a half taught me more than it taught her.
  March 8, 2023
• DOJ Announces $9M Redlining Settlement with OH Bank
  March 6, 2023
• Banking is the simplest business in the world.“Before the quarter starts, you know where 90% of your income is coming from.All you have to do is get the final 10% right.”
  March 5, 2023
• It’s A Wonderful Life isn’t a Christmas movie…
  March 3, 2023
• RHC to Create Black-Owned Bank Through Acquisition
  March 3, 2023
• "The early bird gets the worm,But the second mouse gets the cheese."Which one should your business be?
  March 3, 2023
• I ran a bank.But the most cash I’ve ever seen was $420k on 4/20/20 ????
  March 2, 2023
• Amazon has about 1,608,000 employees.
  February 28, 2023
• Regulators Urge Banks to Address Crypto Liquidity Risks
  February 27, 2023
• Major Banks Restricting Use of ChatGPT
  February 26, 2023
• Today's economy is on the cusp of recession.
  February 26, 2023
• FDIC IG Report Focuses on Agency’s Challenges for the Future
  February 24, 2023
• “Starting a bank” was never on my to-do list.
  February 24, 2023
• Your product will never reach its full potential if your customers have no say in development.
  February 24, 2023
• Visbanking finds 5 banks (min. $50 Million in Assets) with a greater than 70% probability of failure in 2023.
  February 22, 2023
• Bill to Rein in IRS Powers Earns ABA, Chamber Support
  February 21, 2023
• Goldman Sacks, BofA Predict 3 More Interest Rate Hikes in 2023
  February 21, 2023
• If you want your bank to be the most profitable in the long run - make the most of your CRM.
  February 21, 2023
• History doesn’t repeat itself.
  February 19, 2023
• I was heading out the door for work when my son made a strange request.
  February 19, 2023
• What was the last financial service you bought?Why did you buy it?
  February 16, 2023
• Fed Unveils 2023 Bank Stress Test Scenarios
  February 14, 2023
• NYC Announces New Measures to Combat Banking Discrimination
  February 14, 2023
• What is a “Risk Continuum” and why on earth should you even care??
  February 14, 2023
• What is your unfair advantage?
  February 14, 2023
• Wells Fargo Settles Class Action Lawsuit for $300M
  February 11, 2023
• Every successful venture starts with 2 things
  February 10, 2023
• Non-Performing Loans will NOT cause the same issues in this recession as in ‘08.Here’s why:
  February 10, 2023
• It’s much easier to eat someone’s lunch than it is to steal their entire business.
  February 9, 2023
• Make more money with 0 extra effort using this 1 simple phrase:
  February 7, 2023
• JPMorgan Chase Plans Digital Bank in Germany
  February 6, 2023
• Which comes first:Your product?Or your target market?
  February 6, 2023
• BMO Announces Completion of Bank of the West Acquisition
  February 4, 2023
• The world is getting smaller every day.Here’s how you can use that to your advantage in banking/finance. ????
  February 4, 2023
• 3 ways that delaying a software merger - especially Core Systems - will CRUSH scaling efforts for your bank.
  February 3, 2023
• You know the saying, “If it ain’t broke, don’t fix it”?
  February 2, 2023
• Convenient tech does NOT equal good tech.
  February 1, 2023
• About ChatGPT
  January 31, 2023
• I recently changed banks over a Customer Service issue.
  January 31, 2023
• Are higher interest rates here to stay?
  January 28, 2023
• FinCEN Alert Warns About Russian Attempts to Use Real Estate Investments to Evade Sanctions
  January 27, 2023
• Anti-Fossil Fuel Activists Ramp Up Pressure on Banks Over Climate Goals
  January 26, 2023
• Major Banks Focus on Digital Wallet to Counter Tech’s Advance Into Consumer Banking
  January 26, 2023
• Are you trying to capture as much of your customer’s wallet as possible?
  January 25, 2023
• You know what’s scary?
  January 21, 2023
• Banks are struggling to keep up with technology trends.
  January 20, 2023
• LA-Based Bank to Pay Largest Redlining Settlement Ever
  January 18, 2023
• Powell Clarifies Fed’s Role on Climate
  January 18, 2023
• SBA Fintech Proposal Meets Pushback from Bank Trade Group
  January 18, 2023
• So, you have to fire someone.
  January 17, 2023
• CFPB Creates New Repeat Offender Unit
  January 14, 2023
• 6 Biggest U.S. Banks Enjoy First $1 Trillion Decade
  January 9, 2023
• KY Warns Banks Against Boycotting Energy Firms
  January 9, 2023
• Goldman Sachs Signals Mass Job Cuts in Coming Weeks
  January 3, 2023
• How One OH Credit Union Is Expanding Credit Opportunities for 1099 Workers
  January 3, 2023
• Bank of America, Wells Fargo CEOs forecast recession in 2023
  December 15, 2022
• DOJ offers incentives to banks and other companies to self-report misdeeds
  December 9, 2022
• Morgan Stanley cuts 1,600 jobs as other firms signal slowdown in hiring
  December 9, 2022
• Alleged Epstein Victims File Suit Against JPMorgan Chase, Deutsche Bank
  November 30, 2022
• Amid Continuing Economic Headwinds, U.S. Consumer Confidence Declines in November
  November 30, 2022
• Seven U.S. Banks Reportedly Developing Plan to Repay Zelle Scam Victims
  November 30, 2022
• Credit Suisse Plan to Raise $4.2B in Capital Approved by Shareholders
  November 29, 2022
• SEC Fines Goldman Sachs for Failure to Follow its Own ESG Policies
  November 29, 2022
• U.S. Bank Review by Regulators Cites Citigroup Deficiencies in Data Management
  November 29, 2022
• DEALMAKING DECLINE FORCES BANKS TO CUT INVESTMENT BANKING JOBS
  November 16, 2022
• MUSK SIGNALS PLANS TO MAKE TWITTER THE PEOPLE'S BANK
  November 16, 2022
• SURVEY SAYS BANK EXECS SUPPORT INDUSTRY PURSUIT OF ‘SOCIAL GOOD’
  November 16, 2022
• JPMORGAN TO PILOT PROPERTY MANAGEMENT PLATFORM THAT COULD REVOLUTIONIZE RENTAL INVOICES AND PAYMENTS
  November 11, 2022
• LATEST FED FINANCIAL STABILITY REPORT HIGHLIGHTS RISKS BUT SAYS BANKS HAVE CAPITAL TO ABSORB POTENTIAL ECONOMIC SHOCKS
  November 11, 2022
• MARKETS DIVE AS FED RAISES RATES AGAIN AND POWELL SUGGESTS FIGHT AGAINST INFLATION FAR FROM DONE
  November 11, 2022
• J.D. Power Survey Suggests Banks Need to Do More to Help Small Business Owners
  November 2, 2022
• Swiss National Bank Endorses Credit Suisse Plan to Raise $4B from Investors
  November 2, 2022
• Third Quarter GDP Better than Expected, But Underlying Numbers Signal Trouble Ahead
  November 2, 2022
• As Housing Market Stalls, Bank Home Lending Revenue Declines
  October 26, 2022
• JPMorgan Chase Secure Banking to Offer Customers Early Access to Direct Deposit Payments
  October 26, 2022
• Welcome to the Party, Bloomberg Economics? 100% Chance of Recession in Next 12 Months?
  October 26, 2022
• Did you see the latest fine that the SEC dished out?
  October 20, 2022
• Credit Suisse Woes Continue: Why it Matters
  October 14, 2022
• For Credit Suisse, Many Months of Chaos and Uncertainty Leave it in Market Spotlight
  October 12, 2022
• BoA to Dramatically Increase Its Investment in Minority- Deposit Institutions
  October 11, 2022
• I took the financials from a trucking company into my credit guy.I was excited until my credit guy told me we couldn't do the deal.Not now. Not ever.
  October 6, 2022
• OCC Ends 2020 Capital One Consent Order
  October 5, 2022
• OCC Ends 2020 Capital One Consent Order
  October 5, 2022
• Recession Evidence? Revised Gross Domestic Income Figures Paint Even Gloomier Picture of U.S. Economy
  October 5, 2022
• SEC Fines Morgan Stanley $35 Million for Data Security Failures
  October 5, 2022
• Six Major Banks to Participate in Fed’s Climate Scenario Analysis Exercise
  October 5, 2022
• Deposits matter.
  September 21, 2022
• “You took your family on a month-long trip to Turkey? That sounds like an expensive proposition. I can’t even take my kids to Disney World.”
  September 20, 2022
• OCC to Cut Bank Assessment Fees by 40% in 2023
  September 19, 2022
• Two Major U.S. Banks End Employee Vaccine Requirements
  September 19, 2022
• Last week I made a bold prediction
  September 18, 2022
• Last week I made a bold prediction
  September 17, 2022
• 10 years from now, there will be ⅓ less banks in the US than there are today.
  September 16, 2022
• Citi and Wells Fargo Announce Cuts in Mortgage Lending Staff
  September 15, 2022
• Got an interview coming up?
  September 14, 2022
• I was backing uphill into a parallel parking spot on an extremely steep hill in the middle of Istanbul.7 people were crammed into a Mercedes Vito van on our last day of a 37-day adventure with my family. I asked myself, “How did I get here?” But I knew exactly how it happened.
  September 12, 2022
• Rick jumped into my office
  September 10, 2022
• Rick jumped into my office - “Brian do you have a copy of the incentive compensation plan?” I quickly said, “No, I think James was gonna send that to me.”
  September 9, 2022
• Fed Chief Vows to Continue Fight to Halt Inflation, Warns of Economic Pain
  August 31, 2022
• FedNow Real-Time Payment System Expected to Launch By Mid-2023
  August 31, 2022
• U.S. Bank Announces Another Increase in Employee Base Pay
  August 31, 2022
• New Poll Finds Consumers Focused on Security and Identity Fraud Protection When Choosing Banks
  August 26, 2022
• Met with over 200 oil & gas guys in Oklahoma in the past 9 years.
  August 24, 2022
• CFPB Circular Emphasizes Banks’ Responsibility to Protect Customer Data
  August 22, 2022
• JD Power Study Finds Decline in Credit Card Spending
  August 22, 2022
• FDIC Announces Increased Focus on Lenders’ Commercial Real Estate Loans
  August 13, 2022
• March 24, 2008, I walked into the first bank I ever worked in. Bear Stearns was on the brink of bankruptcy. Countrywide had been purchased for $4B in stock from Bank of America in January.
  August 11, 2022
• Amid Wall Street Turbulence, Johnson Associates Forecasts Job Losses and Bonus Reductions for Financial Industry
  August 9, 2022
• Goldman Sachs Reveals CFPB Investigation Into Firm’s Credit Card Practices
  August 9, 2022
• U.S. Bank Fined $37.5 Million for Fake Customer Account Violations
  August 1, 2022
• West Virginia Bans Five Financial Giants Over Alleged Boycotts of Energy Industry
  August 1, 2022
• U.S. Economy Shrinks for Second Consecutive Quarter
  July 29, 2022
• Capital One CEO Signals Slight Pullback in Auto Loans As Competitors Work to Maintain Low Interest Rates
  July 25, 2022
• Citi Ramps Up Tech Spending, Accelerating Its Transformation Plans
  July 25, 2022
• In Op-Ed, Goldman Sachs SEO Calls on Congress to Reform SBA to Help Small Businesses
  July 25, 2022
• JPMorgan Chase CEO Suggests Warning Signs Ahead for U.S and Global Economy
  July 18, 2022
• Cannabis-Related SAFE Banking Act Passes in U.S. House as Amendment to 2023 NDAA Defense Bill
  July 15, 2022
• CFPB and OCC Fine BoA $225 Million for Pandemic Era Unemployment Benefit Disbursement Failures
  July 15, 2022
• BIG BANKS IN THE US ARE WELL POSITIONED TO WEATHER A POTENTIAL RECESSION
  July 6, 2022
• 2022 Fed Stress Test Found Large Banks in U.S. Well-Positioned to Weather Potential Recession
  July 5, 2022
• New Atlanta Fed Data Suggests Economy May Already Be in Recession
  July 5, 2022
• Wells Fargo CEO: U.S. Economy Not Prepared for Coming Fed Interest Hikes
  July 5, 2022
• Canada’s VersaBank Makes Bid to Acquire U.S. Bank Charter with Purchase of MN Bank Branch
  June 22, 2022
• Fed Boosts Benchmark Interest Rate by 0.75%, Signals More Aggressive Campaign to Combat Inflation
  June 22, 2022
• SEC Investigating Goldman Sachs ESG Mutual Funds
  June 22, 2022
• Biden Pick for Fed Banking Supervision Role One Step Closer to Senate Confirmation
  June 13, 2022
• Capital One Launches Enterprise B2B Software Business
  June 6, 2022
• Senate Banking Cmte Chair Calls on Wells Fargo to Finally Fix Long-standing Problems
  June 6, 2022
• Studies Show Decline in Customer Satisfaction with Bank and Credit Card Digital Services
  June 3, 2022
• CFPB: Borrowers Entitled to Explanation for Credit Denial, Even if Credit Decisions are Based on Complex Algorithms
  June 1, 2022
• Major Financial Firms Deny Boycotting Energy Companies
  June 1, 2022
• Banks Continue to Play Key Role in Economic Growth and Wealth Creation
  May 23, 2022
• Merged Houston Banks to Rebrand as Stellar Bank
  May 23, 2022
• National Banks Continue to Be on Solid Footing to Meet Tomorrow’s Challenges
  May 23, 2022
• U.S. Bank to Commit $100 Billion for Community Benefits Plan as Part of MUFG Union Bank Acquisition
  May 17, 2022
• Yellen Expresses Confidence in Financial System While Warning of Risk of Continued Volatility
  May 13, 2022
• Our Money is Greener: ESG and the Banking Industry
  May 11, 2022
• Pursuing Growth and Opportunity, Credit Unions Continue to Acquire Banks
  May 9, 2022
• From Limited Retail Payment Option to Growing Online Trend: BuyNow, PayLater Continues to Surge in Popularity
  May 8, 2022
• Buy-Now-Pay-Later Plans Continue to Draw Increased Regulatory Scrutiny
  May 4, 2022
• Deutsche Bank Now Forecasts Major U.S. Recession in 2023
  May 3, 2022
• Loan Growth, Fed Rate Hikes, and Focus on Customers Could Boost U.S. Regional Banksin 2022
  May 3, 2022
• Buy-Now-Pay-Later Plans Continue to Draw Increased Regulatory Scrutiny
  April 25, 2022
• Small Banks: Advantages,Disadvantages, and a Key Role in Future Small Business Growth
  April 24, 2022
• Bitcoin Price Sluggish as Fed Signals Multiple Rate Hikes for 2022
  April 11, 2022
• Russia Unexpectedly Cuts Interest Rates Ahead of April Meeting
  April 11, 2022
• New Bank of America App to Make Digital Engagement the Centerpiece of Its Customer Relationships
  April 4, 2022
• Wall Street Experts Warn of Return to Stagflation, As Fed Struggles with Inflation
  April 4, 2022
• Global Banks Continue to Adapt in Response to Russian Invasion of Ukraine
  March 28, 2022
• What Is SWIFT and Why Should You Care?
  March 28, 2022
• With Unveiling of Onyx Lounge, JPMorgan Steps into the Metaverse
  February 22, 2022
• Wells Fargo regulatory burden eased as 2015 consent order is terminated
  February 5, 2022