by Brian Pillmore | Mar 28, 2023 | Brian's Blog
It might sound odd, but they have their reasons. The bigger a bank gets, the more regulations it has to abide by. And if it gets big enough, it’s labeled a SIFI (Systemically Important Financial Institution). AKA → You are “too big to fail” and the government will...
by Brian Pillmore | Mar 28, 2023 | Brian's Blog
Why?? Because I hate to say it,But we did not deliver the other 84 well at all… We were really good with the 6 I picked out though, So I made it a point to ONLY sell those. Even if someone came to me asking for one of the 84 – I would decline. I was asked about...
by Brian Pillmore | Mar 28, 2023 | Brian's Blog
I’ll be diving into the 4 most important metrics over the next 4 Fridays. We’ll look at: 1️⃣ Balance Sheet Leverage2️⃣ Cash Flow Leverage3️⃣ Profitability4️⃣ Capitalization Which one matters most?How are they calculated?What happens if 2 are great and 2 are terrible?...
by Brian Pillmore | Mar 24, 2023 | Brian's Blog
This MUST have been illegal!!! You’re about to see lots of articles with titles like this… If you look at these 2 charts, you can see how many insiders – that doesn’t necessarily mean decision-makers – took out loans from SVB and for how much. At the end...
by Brian Pillmore | Mar 24, 2023 | Brian's Blog
The biggest thing that community banks have going for them is their relationships with the community and their commitment to customer service. 9 times out of 10, they beat the regional and national banks in these categories,But get CRUSHED on efficiency. Go into...
by Brian Pillmore | Mar 24, 2023 | Brian's Blog
It all comes down to Tangible vs. Intangible Equity. Book Value = Tangible Assets – Tangible Liabilities But there is so much more to a company than that. Tangible Assets are the things that can quickly become cash: 1️⃣ Cash and cash equivalents2️⃣ Accounts...
