by Ken Chase | Apr 13, 2023 | Banks, News
International Monetary Fund (IMF) Chief Economist Pierre-Olivier Gourinchas recently told CNBC that the global economy continues to face severe challenges to growth. Despite an array of downside risks, however, he urged policy makers to continue to use the tools they...
by visbanking | Apr 9, 2023 | Blog, Press Releases
Oklahoma City, OK – Visbanking, a leading provider of bank information services, today announced the release of their open source package “fdicdata” for the R programming language. The package has been accepted by CRAN, the comprehensive R Archive...
by Brian Pillmore | Mar 31, 2023 | Brian's Blog
One of the first things the bank will look at is your Balance Sheet Leverage. Total Debt / Tangible Net Worth In other words: “How much debt does the business have compared to the worth of the company?” But the question they are really trying to answer is: “How much...
by Brian Pillmore | Mar 31, 2023 | Brian's Blog
But they chose to have 100% of nothing instead of 50% of something. It started back in 2019 when SVB made a push for a Held-to-Maturity bond portfolio. They proceeded to POUR capital into that portfolio, About $20B / Quarter. When interest rates started going up, they...
by Brian Pillmore | Mar 31, 2023 | Brian's Blog
This was a great question from Senator James Lankford to Treasury Secretary Janet Yellen that highlighted the short-sightedness of the decisions currently being made. In just the last 10 years,The US banking system has gone from over 10,000 banks...
