Looking for a business loan?

Looking for a business loan?

One of the first things the bank will look at is your Balance Sheet Leverage. Total Debt / Tangible Net Worth In other words: “How much debt does the business have compared to the worth of the company?” But the question they are really trying to answer is: “How much...
SVB’s collapse could have been avoided.

SVB’s collapse could have been avoided.

But they chose to have 100% of nothing instead of 50% of something. It started back in 2019 when SVB made a push for a Held-to-Maturity bond portfolio. They proceeded to POUR capital into that portfolio, About $20B / Quarter. When interest rates started going up, they...